Blackjack guide
What does a blackjack pay at 3 to 2 and at 6 to 5?
At 3 to 2 a blackjack pays $3 for every $2 bet, so $10 pays $15. At 6 to 5 it pays $6 for every $5 bet, so the same $10 pays $12.
By Jeff Quizon. Built by a dealer who’s dealt poker and table games in casinos and card rooms. Published October 13, 2026. Last reviewed October 13, 2026.
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| Bet | 3 to 2 pays | 6 to 5 pays | Difference |
|---|---|---|---|
| $5 | $7.50 | $6 | $1.50 |
| $10 | $15 | $12 | $3 |
| $15 | $22.50 | $18 | $4.50 |
| $25 | $37.50 | $30 | $7.50 |
| $50 | $75 | $60 | $15 |
| $100 | $150 | $120 | $30 |
Practice it
Drill these payouts free in the app →What counts as a blackjack
Only an ace and a ten-value card as the first two cards. A 21 made after a split, or with three or more cards, is just 21 and pays 1 to 1.
Working it out
For 3 to 2, halve the bet and add it to the bet again: half of $10 is $5, so $15. For 6 to 5, divide the bet by 5 and multiply by 6: $10 divided by 5 is $2, so $12. A 6 to 5 payout is clean on bets in multiples of $5.
Odd bets
A $15 blackjack at 3 to 2 pays $22.50, which takes a 50-cent piece. A casino without one rounds the pay. A $12 bet at 6 to 5 comes to $14.40, which no coin makes, so it always rounds.
House rules vary
- Rounding odd bets. We default to the exact pay with a 50-cent piece, so $15 pays $22.50. A casino with no half-dollar pieces rounds the pay to a whole dollar. Our California cardroom profile rounds down: $22.
- Which pay the table offers. Some tables offer 6 to 5. The sign on the table says which pay it is.
- When it’s paid. In our default, a natural is paid on the deal once the peek shows no dealer blackjack.
Practice it
Blackjack Payout Speed
Levels 1 and 2 of Payout Speed are free in the table games app. The 6 to 5 level is part of the Table Games Track. It’s a one-time purchase with a 5-day refund.
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